Bad Faith Insurance
Insurance Bad Faith
We carry insurance to protect ourselves against the unexpected: a sudden illness, an injury, or some property damage. Insurance companies have a duty to their customers to act in good faith and deal fairly with their insured. When an insurance company does not deliver on its promise, it is breaching its contract with their policyholders. When the negligent persons insurance company acts in bad faith, and violates the terms of the contract, that can possibly be a claim that gets assigned to the injured party.
Bad Faith Claims
Insurance companies are expected to deal with their customers in good faith and act in a fair manner. When the claim of one of their customers is wrongfully denied, it is called “bad faith”. Situations that result in bad faith claims are:
- Failure of the insurance company to honor a customer’s legitimate claim
- Postponing the claim so that payment is delayed
- Rejecting legitimate claims when they are filed
- Refusing to pay the entire balance of the claim
- Failing to investigate the customer’s claim
Shore Dombrowski Law Firm, PC fights for your rights when an insurance company is unfairly trying to underpay or deny your claim. Contact us for a free consultation.